與注冊(cè)會(huì)計(jì)師不同，CPA專業(yè)階段考試的單科考試合格成績(jī)5年內(nèi)有效，而CFA在2008年也曾要求過需7年內(nèi)通過3個(gè)級(jí)別考試，幸運(yùn)的是該規(guī)定已被取消。CFA成績(jī)和證書是終身有效的。

CFA資格認(rèn)證持有人（CFA Charter holder）是獨(dú)有的全球公認(rèn)的投資管理從業(yè)人員高職業(yè)水平和道德水準(zhǔn)的有力證明，是金融界卓越專業(yè)成就的象征；CFA資格強(qiáng)調(diào)和遵循極其嚴(yán)格的職業(yè)操守和道德準(zhǔn)則，世界各主要發(fā)達(dá)國家相關(guān)行業(yè)都將CFA作為金融行業(yè)操守高水平人員的衡量標(biāo)準(zhǔn)，包括中國在內(nèi)的投資界專業(yè)人士，越來越認(rèn)識(shí)到該資格在職業(yè)誠信認(rèn)證的價(jià)值。

那么如何成為CFA資格認(rèn)證持有人呢？具體申請(qǐng)步驟如下：

一、擁有四年（48個(gè)月）與投資相關(guān)工作經(jīng)驗(yàn)

1.工作經(jīng)驗(yàn)需要涉及到：

評(píng)估或應(yīng)用金融財(cái)務(wù)，經(jīng)濟(jì)，或統(tǒng)計(jì)數(shù)據(jù)為投資運(yùn)作提供決策；涉及證券或類似的投資工作（例如公開上市和私募股票、債券、抵押貸款及其衍生品；基于有價(jià)商品的衍生品和共同基金；商品和其他投資資產(chǎn)，如房地產(chǎn)和大宗商品，多元化的投資組合，有價(jià)證券的投資組合等）。

從事于或參與到投資產(chǎn)品設(shè)計(jì)，為其提供專業(yè)的有價(jià)值的信息，直接參與投資決策過程或者為投資決策過程提供支持等相關(guān)工作監(jiān)督、管理或指導(dǎo)；亦或直接或間接執(zhí)行操作投資活動(dòng)；

從事投資活動(dòng)的咨詢、教學(xué)指導(dǎo)工作。職位本身的名稱不能直接決定是否被CFA協(xié)會(huì)認(rèn)可，主要是日常工作中涉及到的職務(wù)內(nèi)容必須50%以上和投資決策相關(guān)的才是被認(rèn)可。如果所從事的工作在以下舉例的職位以外，但工作中涉及的職務(wù)內(nèi)容和投資決策相關(guān)，亦可提供詳細(xì)的工作經(jīng)驗(yàn)給CFA協(xié)會(huì)，也是被認(rèn)可的。

2.如何描述工作經(jīng)驗(yàn)：

提交協(xié)會(huì)認(rèn)可的工作崗位名稱；

除工作職位外，還需要提交所負(fù)責(zé)的具體工作細(xì)節(jié)；

在提交的每個(gè)協(xié)會(huì)認(rèn)可的工作職位需要寫明申請(qǐng)人的職責(zé)范圍；

申請(qǐng)者需要保留申請(qǐng)材料的備份，以便在申請(qǐng)材料提交至協(xié)會(huì)前可及時(shí)更新！

3.在提交工作經(jīng)驗(yàn)申請(qǐng)材料前可參考：

自我工作經(jīng)驗(yàn)是否能得到協(xié)會(huì)認(rèn)可，即工作經(jīng)驗(yàn)自我評(píng)估

工作經(jīng)驗(yàn)描述樣本

工作職位列表樣本

申請(qǐng)需注意的清單

二、加入CFA協(xié)會(huì)，成為協(xié)會(huì)正式會(huì)員

正式會(huì)員（Regular Membership）不同于附屬會(huì)員（affiliate membership），正式會(huì)員是被推薦的CFA考生并以申請(qǐng)成為CFA Charter holder為目的。

成為CFA協(xié)會(huì)的正式會(huì)員必須滿足：

1.在正規(guī)高等院校取得至少本科學(xué)歷，或者在社會(huì)上接受相當(dāng)本科教育經(jīng)歷或工作經(jīng)歷；

2.通過CFA一級(jí)考試，或通過協(xié)會(huì)的CFA自我測(cè)試標(biāo)準(zhǔn)；

3.擁有四年（48個(gè)月）與投資相關(guān)工作經(jīng)驗(yàn)（可參考第一條）；

4.申請(qǐng)加入CFA分會(huì)，CFA分會(huì)會(huì)員身份雖是自愿申請(qǐng)但協(xié)會(huì)強(qiáng)烈建議申請(qǐng)加入；

5.同意遵守并簽署協(xié)會(huì)會(huì)員協(xié)議與《職業(yè)操守聲明》（即PCS）；

6.交納會(huì)員費(fèi)：

會(huì)員標(biāo)準(zhǔn)年費(fèi)為：275美元；

已是退休狀態(tài)的會(huì)員年費(fèi)為：100美元；

分會(huì)的會(huì)員費(fèi)是多樣的，可參考具體所屬分會(huì)會(huì)費(fèi)交納標(biāo)準(zhǔn)，查看各地分會(huì)信息請(qǐng)點(diǎn)擊：local CFA society

CFA協(xié)會(huì)與分會(huì)的會(huì)員費(fèi)一旦交納，不可退費(fèi)，不可轉(zhuǎn)讓會(huì)費(fèi)。

三、宣誓遵守《職業(yè)道德規(guī)范及職業(yè)行為標(biāo)準(zhǔn)》

四、申請(qǐng)加入當(dāng)?shù)胤謺?huì)

五、完成CFA三個(gè)級(jí)別的考試

上述五個(gè)步驟完成后即滿足CFA資格認(rèn)證持有人的申請(qǐng)要求，其中第二條與第三條可登錄CFA協(xié)會(huì)官網(wǎng)個(gè)人賬戶內(nèi)，在考生個(gè)人賬戶中Membership欄目下有專門提交申請(qǐng)的通道，考生登錄后即可提出申請(qǐng)。

申請(qǐng)成為CFA持證人需要需要4年被認(rèn)可的專業(yè)工作經(jīng)驗(yàn)，不論是參加CFA考試前、考試中、考試后積累的直接參與投資決策過程或者為投資決策過程提供支持等相關(guān)工作，但有些考生還是不太清楚某些職業(yè)的工作經(jīng)驗(yàn)是是否滿足，下面就總結(jié)了這么一份被CFA協(xié)會(huì)認(rèn)可的工作職位及具體的描述。

Client Service Representative or Relationship Manager

CFAI（CFA Institute,the same below)Description:"Responsible for all activities related to investment firm client service,including:communicating investment performance and strategy to clients and serving as a lesson between client and portfolio manager."

Compliance Analyst or Compliance Officer

CFAI Description:"Responsible for ensuring investment firm’s adherence to applicable laws,regulations and professional standards of practice."

Investment Consultant

CFAI Description:"Provides investment consulting services,including developing investment policy statements;formulating and delivering investment reviews,conducting asset allocation studies,managing client relationships;monitoring investment performance."

Corporate Chief Financial Officer

CFAI Description:"Responsible for determining structure and funding needs through equity,debt,and alternative investments;evaluating financial fundamentals,and making capital investment decisions."

Corporate Finance Analyst

CFAI Description:"Analyze financial fundamentals and capital needs for ongoing corporate operations and/or new projects;conduct long range financial planning;analyze and value possible mergers and acquisitions,asset sales and capital investment decisions.Determine and recommend funding strategies through various

security or financing options."

Investment Banking Analyst

CFAI Description:"Analyze and value securities for public offering;target and value mergers and acquisitions for corporate clients."

Derivatives Analyst

CFAI Description:"Formulate strategies and valuations for derivative securities."

Economist

CFAI Description:"Develop economic outlooks to be used in the formulation of investment strategies and portfolio structuring."

Institutional Sales Professional or Business Development

CFAI Description:"Cultivate new business opportunities by marketing investment products to institutional investors.Execute trades and convey research of securities and strategies to institutional investors."

Investment Strategist

CFAI Description:"Apply investment knowledge to develop and analyze investment strategies designed to achieve investor goals as part of the overall investment process."

Portfolio Manager

CFAI Description:"Manage clients’investment portfolios.Responsible for investment decision-making,including security selection,industry/sector selection and portfolio construction."

Private Client Investment Advisor

CFAI Description:"Manage portfolios of high net-worth clients.Identify investor objectives and develop investment policies.Manage client relationships."

Professor/Instructor

CFAI Description:"Academic,full-time professor or instructor at a college or university teaching investments,finance and/or economics.Other“business”course instruction does not qualify for the award of the CFA Charter."

Quantitative Investment or Risk Analyst

CFAI Description:"Conduct quantitative research and/or performance attribution analysis to assist portfolio managers and traders with investment decisions and risk management.Supply portfolio managers with analytical tools needed for portfolio management."

Real Estate Investment Manager

CFAI Description:"In the context of diversified securities portfolios,specialize in the management of real estate investments,including,developing investment policies and monitoring performance."

Regulator/Supervisor of Investment Firm

CFAI Description:"Oversee legal/regulatory compliance matters,perform due diligence and ensure firm compliance with all applicable federal securities laws,state statutes,regulatory agencies,and investment laws.Review and maintain investment contracts,registration statements,regulatory filings and documents."

Security/Investment Analyst

CFAI Description:"Analyze,value,and recommend securities in one or more asset classes(equity,fixed income,alternative investments,or derivatives)."

Securities Trader

CFAI Description:"Execute buy and sell transactions in investment securities.Develop and disseminate information about markets and the trading environment to securities dealers and portfolio managers."

Valuator of Closely Held Business

CFAI Description:"Value business/company/corporation where stock is thinly traded(or privately held)and for which the market offers limited buyers/sellers.Analyze financial statements,accounting methods,capital budget projects,acquisitions and asset sales."

Venture Capital Analyst

CFAI Description:"Conduct market research and analysis to solicit/raise capital for equity or debt funding,mergers,capital leasing,acquisitions or divestitures."

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